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Multi-State LTC Mandate Exposure -- What Your Organization Needs to Know
Watch Time: 2 Mins Reading Time: 3 Mins Presented by Hollowtree Updated April 27, 2026
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Ready to review these numbers for your organization?
If your company employs people in more than one state, you already have a long-term care mandate compliance problem -- you may just not know the full scope of it yet.
Washington State's WA Cares Fund is live. The deduction is happening right now. New York has a bill that has cleared committee. California has a task force that has recommended a payroll tax structure. Pennsylvania, Minnesota, Colorado -- all of them have active or pending mandate activity.
For a multi-state employer, this isn't a single compliance question. It's a portfolio problem. Each state has different timelines, different rate structures, different exemption mechanisms, and different qualifying plan criteria. The employer that waits for all of them to be finalized before acting will miss exemption windows in the states that are already open.
Here's the right way to think about this.
A qualifying private LTC plan -- implemented correctly -- can satisfy exemption requirements in multiple states simultaneously. You don't need a separate plan for each state. You need a plan designed to meet multi-state compliance requirements from the start.
Hollowtree builds multi-state LTC programs for employers who need to manage mandate exposure across jurisdictions. We map your current workforce by state, identify your active and pending exposure, and design a benefits structure that gives your employees a qualifying opt-out path in every applicable state.
Request a workforce impact assessment. We'll show you exactly what your organization's mandate exposure looks like across every state where you have employees.
About the Presenter
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Hollowtree
Insurance Specialists