Hollowtree

Terms of Use

Hollowtree Holdings Corporation

Last updated: April 19, 2026

These Terms of Use ("Terms") govern your access to and use of the website hollowtree.us (the "Site") operated by Hollowtree Holdings Corporation and Hollowtree Long Term Care Corporation ("Hollowtree," "we," "us," or "our"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, do not use the Site.

1. About Hollowtree

Hollowtree is a benefits enrollment and administration company that helps employers offer group Disability Insurance (DI) and Long-Term Care (LTC) insurance to their workforce. We work with benefits brokers, HR leaders, and C-suite executives to design, implement, and manage voluntary enrollment programs. We are not an insurance carrier -- we partner with licensed carriers to deliver coverage.

2. Use of the Site

You may use the Site for lawful purposes only. You agree not to:

3. Informational Purposes Only

The content on this Site -- including executive briefings, articles, calculators, and other resources -- is provided for general informational purposes only. Nothing on this Site constitutes:

Insurance products are underwritten by third-party carriers and are subject to carrier underwriting guidelines, state regulations, and plan availability. Hollowtree does not guarantee that any employer or individual will qualify for coverage.

4. Consultations and Service Requests

When you book a meeting or submit a form requesting a consultation, you are requesting information about our services. Submitting a request does not create a contractual obligation on either party. Any engagement between you and Hollowtree will be governed by a separate written agreement.

5. Intellectual Property

All content on this Site -- including text, graphics, logos, images, data compilations, and software -- is the property of Hollowtree Holdings Corporation or its content providers and is protected by United States and international copyright, trademark, and other intellectual property laws.

You may view and download content for personal, non-commercial use only. You may not reproduce, distribute, modify, or create derivative works from any Site content without our prior written permission.

6. Third-Party Links

The Site may contain links to third-party websites, including insurance carrier sites, government resources, and industry publications. We provide these links for convenience only and do not endorse or assume responsibility for the content, privacy practices, or accuracy of any third-party site.

7. Disclaimer of Warranties

THE SITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components. We do not warrant the accuracy, completeness, or timeliness of any content, including data related to state LTC mandates, tax calculations, or insurance enrollment statistics.

8. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, HOLLOWTREE HOLDINGS CORPORATION AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE SITE, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY.

Our total liability for any claim arising out of or relating to the Site shall not exceed the amount you paid to us, if any, during the twelve months preceding the claim.

9. Indemnification

You agree to indemnify and hold harmless Hollowtree Holdings Corporation and its officers, directors, employees, and agents from any claims, losses, liabilities, damages, costs, or expenses (including reasonable attorneys' fees) arising out of your use of the Site or violation of these Terms.

10. Privacy

Your use of the Site is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information.

11. Changes to These Terms

We may update these Terms from time to time. We will post the updated version on this page with a revised "Last updated" date. Your continued use of the Site after any changes constitutes your acceptance of the new Terms.

12. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of New York, without regard to conflict of law principles. Any legal action arising out of these Terms shall be brought in the state or federal courts located in New York County, New York.

13. Contact Us

If you have questions about these Terms of Use: