Zero Lift for Your HR Team
Hollowtree handles 100% of the implementation so your team can stay focused on what matters.
Hollowtree
Insurance Specialists
Ready to review these numbers for your organization?
By 2030, one in five American workers will be 55 or older. That's not a demographic footnote. That's your management layer, your senior individual contributors, your institutional knowledge.
And it's the cohort most likely to be managing a caregiving situation at home while also thinking seriously about their own long-term care needs.
Here's what that means for your benefits strategy.
Younger workers are increasingly evaluating the full benefits package when making employment decisions -- not just salary and health insurance. Supplemental benefits like long-term care access, disability coverage, and financial planning tools are moving from nice to have to expected among high-earners changing jobs.
At the same time, your 55-plus employees face a decision point. Individual long-term care insurance is expensive, medically underwritten, and difficult to qualify for without an employer plan. Without access through work, many of your senior employees will simply go without coverage -- until a health event makes it too late.
Group long-term care access changes both of those dynamics. It gives your younger employees a benefit that signals long-term thinking. It gives your senior employees coverage access they cannot get on their own at a comparable price. And it does both without requiring a significant per-employee investment.
The employers building these benefits into their stack today are not large enterprises with unlimited HR budgets. They are mid-market organizations that understand talent retention is a financial strategy, not just an HR function.
At Hollowtree, we design group LTC programs that work for organizations of 50 to 5,000 employees.
Book a 15-minute briefing with our team. Let's talk about what this looks like for yours.
Hollowtree handles 100% of the implementation so your team can stay focused on what matters.
Hollowtree
Insurance Specialists