Healthcare systems that offer group DI and LTC access to 1099 physicians see 30%+ improvement in contract renewal rates. Guaranteed-issue enrollment removes the underwriting barriers that block most independent clinicians from securing individual coverage, creating a durable competitive advantage in recruitment.
Key Takeaways
Top Retention Factor
Independent clinicians consistently rank portable benefits -- particularly DI protection -- among their top three factors when choosing affiliations.
30%+ Renewal Improvement
Healthcare systems that offer group DI and LTC access to 1099 physicians see 30%+ improvement in contract renewal rates.
Guaranteed-Issue Access
Guaranteed-issue enrollment eliminates the medical underwriting barrier that prevents many clinicians from securing individual coverage.
Portable & Lasting
Portable DI plans travel with the clinician, creating lasting goodwill even if the provider moves to another system.
Seamless Integration
Hollowtree's enrollment process runs alongside existing credentialing workflows with no additional admin burden.
Frequently Asked Questions
Can 1099 contractors receive employer-sponsored benefits?
Yes. Portable, voluntary DI and LTC plans can be offered to independent clinicians without reclassifying their employment status, because the clinician pays the premium.
What enrollment rates should we expect?
Guaranteed-issue group programs typically achieve enrollment rates 3-5x higher than individually marketed policies because there is no medical underwriting.
Does offering benefits to 1099 physicians create co-employment risk?
No. The plans are structured as voluntary, portable benefits paid by the clinician. Hollowtree's legal framework has been reviewed to avoid co-employment implications.
Zero Lift for Your HR Team
Hollowtree handles 100% of the implementation so your team can stay focused on what matters.